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University of Arizona · Finance

Carter Fozard

I'm a finance student at the University of Arizona and will join Barclays as an investment banking summer analyst in 2027.

Through valuation, M&A, and investment research, I've learned to take complex problems apart and explain what matters. This site shares some of that work, the experiences that shaped me, and the feedback I'm using to become a better teammate and leader as I begin my career and look ahead to an MBA.

View my projectsWhat I’ve learned
Professional portrait of Carter Fozard
01 / Background

About me

I grew up in State College, Pennsylvania, and moved across the country to study finance at the University of Arizona. I've gotten to work on real projects through internships in valuation and M&A, and my campus involvement has pushed me to become a better teammate and presenter. Outside of work and school, hockey and travel have been just as important to my story.

4.0University of Arizona GPA
2027Incoming Investment Banking Summer Analyst · Barclays
2028Expected graduation · Finance

Experience

Barclays

Incoming Investment Banking Summer Analyst · New York · Summer 2027

Valuation Research Corporation

Financial Reporting Intern · Summer 2026

Drachman M&A

M&A Intern · 2025–Present

Beyond the classroom

Eller Endowment Fund

Financials Sector Analyst · Equity research and investment pitches

Wall Street Scholars

Selected as one of 12 sophomore associates

Delta Sigma Pi

Professional fraternity · Mentorship and professional development

Places that shape my path

Where I started and where I'm headed

I grew up in Pennsylvania and moved to Arizona for school. My next stop will be Barcelona for study abroad, followed by New York for my Barclays internship in summer 2027.

PA
Hometown
State College

Hockey, family, and growing up in Pennsylvania.

AZ
College
Tucson

Finance, campus involvement, and new experiences at Arizona.

BCN
Study abroad · Upcoming
Barcelona

A chance to experience day-to-day life somewhere new.

NY
Summer 2027 · Upcoming
New York

My investment banking summer internship at Barclays.

Outside the classroom

Hockey has been part of my life for years.

I've spent a lot of time in net, and one thing that hasn't changed is how quickly a goalie has to move on after a mistake. There's usually another shot coming, and the team needs you to be ready.

Playing for so long taught me to handle pressure and take feedback seriously. I carry that into group projects and mock interviews with younger students. Doing your part matters, but so does helping everyone else improve.

Another side of me

Travel

Outside of hockey and finance, travel is something I really enjoy. I like getting out of my routine, seeing places I've never been, and experiencing somewhere different from home. I'm planning to study abroad in Barcelona, which will give me the opportunity to experience the city and its culture over an extended period of time.

Coming up: Barcelona

Studying abroad

I'm looking forward to living and studying in Barcelona, meeting people with different perspectives, and having the chance to explore beyond my usual surroundings. I'm also excited to travel to other countries, explore more of the world, and learn about different cultures and ways of life.

Looking ahead

Why I'm considering an MBA

I'm interested in pursuing an MBA after gaining more experience in finance. I enjoy digging into financial questions, but I also want to understand how decisions are made across a business and how good teams work together.

I hope to bring what I've learned from valuation, financial modeling, and investment research into an MBA classroom. Just as importantly, I want to learn from classmates with different backgrounds and get better at listening, making decisions, and helping others contribute.

02 / Feedback and growth

What I've learned from feedback

I want to bring careful analysis, clear communication, and a willingness to learn from others to the teams I join. To understand how I work with others and continue developing, I compared my own communication-style assessment with a survey of five people who know me and three rounds of 360 team feedback. The results help me understand how my own view of myself compares with other people's experiences of working with me.

5 / 5PRS respondents described me as driven, independent, a problem-solver and well-rounded
3Rounds of team feedback examined
96.33Quality-of-work score in the latest team evaluation (out of 100)
Core values

I value preparation and following through.

My self-assessment reflected an analytical style, all five survey respondents described me as driven and a problem-solver, and my peer evaluations rated my work quality above 96 across three rounds. Those results reflect the preparation and follow-through I bring to projects.

Communication

Adapting how I communicate.

I see myself as reserved and analytical, but four of five survey respondents described me as Driver or Expressive. My teammates have complimented my presentations and encouraged me to speak up sooner in unfamiliar groups. I am learning to adjust my communication to different audiences.

Teamwork and leadership

What I learned from working with a team.

My teammates consistently rated my work highly, which was good to hear. Their comments were useful too. They gave me a perspective I don't get when I'm working alone: how I come across in group discussions and how I can make those conversations better.

My next steps
Ask for input early.

Hear teammates' ideas before deciding how I think we should proceed.

Share responsibility.

Set clear responsibilities and checkpoints to keep everyone involved and on track.

Lead with the takeaway.

Start with my recommendation and explain the strongest reasons behind it.

I want to be known as someone who's prepared, dependable, and open to other perspectives. The feedback has helped me see how to build on those qualities: continue doing careful analysis, invite input early, share responsibility, and communicate recommendations clearly. The projects on this site demonstrate my technical strengths, while these lessons reflect the kind of teammate and leader I'm working to become. I hope to bring both into my career and, eventually, an MBA classroom.

03 / Projects

Selected projects

These are examples of the financial modeling, company research, and presentation work I've done. The first two were individual projects, while the Endowment Fund pitch was completed as part of a team.

Preview of Leidos operating model
Individual financial model

Leidos Operating Model

I built this model to practice connecting financial statements, operating forecasts, and valuation. It includes historical results, projected financials, and assumptions that can be tested to see how they affect value. I chose it because it shows the careful financial analysis and attention to detail that my feedback consistently recognized.

Financial modelingForecastingValuation
View project PDF
One-page M&A transaction overview
Individual transaction analysis

Intuitive Machines / Lanteris

I prepared this one-page transaction overview to explain an M&A deal clearly and concisely. I researched the companies, deal terms, and strategic rationale, then organized the findings so a reader could understand the key points quickly. It reflects the communication skills I am developing alongside my analytical work.

M&A researchStrategic analysisClear writing
View project PDF
Preview of student endowment fund investment pitch
Collaborative investment research

Eller Endowment Fund · MUFG

I worked with my fellow financials-sector analysts on a recommendation to buy Mitsubishi UFJ Financial Group for the student-managed Endowment Fund. We examined the company, competitors, investment catalysts, and portfolio fit before presenting our view. This collaborative project shows how finance research becomes a team decision, not just an individual analysis.

Equity researchTeamworkPresentation
View project PDF
04 / Video

Professional introduction

In this video, I talk about hockey, my internships, and mentoring younger students. I discuss what those experiences taught me about taking feedback and understanding the reasoning behind an answer.

05 / Résumé

Résumé

This is my current résumé, shown below as an image preview. Use the download button to save the original PDF.